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Main Office:
310 Passaic Ave, Suite 203
Fairfield, NJ 07004

Affiliated Office:
Ladenburg Thalmann
277 Park Avenue, 26th Floor
New York, New York 10172

(866) 401k-529


Understanding Your Retirement & Employee Benefits

Workshops for Express Scripts Employees

Lay-offs, Fiscal Cliff / Post Election, Your Benefits

If you are concerned with any of the following, RSVP TODAY:

  • If I am laid off what options do I have with my benefits and retirement savings?

  • Post Election - what will happen with the fiscal cliff and changes to taxes?

  • How did the Medco Health Services / Express Scripts merger impact my retirement and employee benefits?

  • Are you concerned about over concentration of Express Scripts for the 401(k), RSOs and Options?

  • What strategies should I consider with my stock options and restricted stock?

  • What impact does the market have on my 401(k) investments?

  • Can I access my retirement money early without a 10% penalty?

  • How can I maximize my income in retirement?

  • What transition options are available for my retirement benefits?

Who We Are
We are an independent financial services firm specializing in retirement, company savings and benefits planning for Express Scripts employees.

What We Do
We help employees plan their financial future. Our goal is to help these employees understand, in plain language, how they’ll be personally affected by changes in their company savings and retirement plans.

We provide ongoing educational workshops, retirement counseling, and income distribution estimates.

What Makes Us Special
As independent financial advisors we specialize in Express Scripts company savings and retirement plans. Our experience, commitment, and attention to service form the foundation of our business.

Why Choose Us?
We strive to provide every client and future client with the finest quality service available in the financial industry.

Our Core Principles:

  • Independent Advice (no inventory of products to sell)
  • Straightforward Planning (what you need to hear, rather than what you want to hear)
  • A Comprehensive approach (tailoring your money decisions to your lifestyle)
  • Peerless Customer Service (one-on-one, frequent communications)

Connecting with Our Communities
We live and work locally, so we care about our communities on a personal level. We like to get and stay involved, because what affects one of us, affects us all.

Please contact us at 973-582-1000 or for a schedule of upcoming workshops in your area.